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Creem

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Merchant of record at 3.9% + 40¢ with revenue splits built in

Merchant of record for SaaS and digital products with one flat rate. Includes automatic VAT, GST and sales tax in 50+ countries, invoices, subscriptions, usage-based billing with custom meters, credit wallets, revenue splits between co-founders and affiliates, and payouts to a bank account or stablecoin wallet on the 1st and 15th.

Best for: Indie hackers who want the lowest flat merchant of record fee and built-in co-founder or affiliate splits

Visit Creem ↗
75
score / 100
Pricing
3.9% + 40¢ per successful transaction; $0 monthly and setup fees; Partner plan with lower custom fees for high volume
Free tier
No monthly fee (pay per transaction)
Open source
No
Last verified
2026-10-24

Creem pricing breakdown, history and cheaper alternatives →

Sources (checked 2026-10-24): creem.io/pricing

Score breakdown

Why this score: The simplest MoR pricing we've seen, with one flat rate and no international card surcharge. Tax coverage (50+ countries) and the integration ecosystem are narrower than Paddle or Stripe.

Based on desk research of official pricing pages and docs; see methodology.

FAQ

Is Creem free?
Creem: No monthly fee (pay per transaction). Paid pricing: 3.9% + 40¢ per successful transaction; $0 monthly and setup fees; Partner plan with lower custom fees for high volume.
What is Creem pricing in 2026?
Creem pricing (as of our last verification on 2026-10-24): 3.9% + 40¢ per successful transaction; $0 monthly and setup fees; Partner plan with lower custom fees for high volume. Always confirm on the official site — plans change.
Is Creem open source?
No. Creem is not open source.
What is Creem's PromptToProd score?
Creem scores 75/100 on PromptToProd (fit, vibe-coder friendliness, quality, pricing, ecosystem, momentum, ownership). See the score breakdown on this page and our methodology.
What is Creem best for?
Creem is best for: Indie hackers who want the lowest flat merchant of record fee and built-in co-founder or affiliate splits.
When was Creem last verified on PromptToProd?
Pricing and details for Creem were last verified on 2026-10-24 from official docs and pricing pages.

Alternatives

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Stripe
Payments infrastructure
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85
/ 100
P
Polar open source
Payments and billing for developers
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82
/ 100
R
RevenueCat
In-app subscriptions for mobile apps
Verified
79
/ 100

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